Privacy policy
PRIVACY POLICY
Last Updated: May 6, 2026
Instant Cash Loan - Calculator ("we," "our," or "the App")
is an educational mobile application that provides loan-
related guidance, calculators, and informational content.
This Privacy Policy explains how we handle information when
you use our App.
1. INFORMATION WE COLLECT
Instant Cash Loan - Calculator is designed with privacy in
mind. We do NOT collect, store, or transmit any personally
identifiable information (PII) to our servers.
a) Information Stored Locally on Your Device:
- Onboarding completion status
- Questionnaire responses (loan purpose, income range,
employment type, credit score range)
- Calculator inputs and preferences
This information is stored only on your device using local
storage (SharedPreferences) and is never transmitted to us
or any third party.
b) Information We Do NOT Collect:
- Your name, email address, or phone number
- Your actual income, bank details, or financial accounts
- Your real credit score or credit history
- Your location (beyond device locale for currency display)
- Your contacts, photos, or files
- Any government identification numbers
2. HOW WE USE INFORMATION
The locally stored information is used solely to:
- Personalize loan guidance recommendations within the App
- Remember your progress through onboarding
- Provide relevant educational content
- Display appropriate currency based on device locale
3. DEVICE LOCALE
The App reads your device's locale settings to display the
appropriate currency symbol (e.g., ₹, $, €, £). This is read-
only access to system settings and does not involve location
tracking or GPS data.
4. DATA SHARING
We do not sell, trade, rent, or share any user information
with third parties. Since no data leaves your device, there is
nothing to share.
5. THIRD-PARTY SERVICES
The App may display advertisements through third-party
advertising networks (such as Google AdMob) in future updates.
If enabled, these services may use device identifiers and
standard advertising technologies in accordance with their own
privacy policies. Users will be notified of any such changes.
6. CHILDREN'S PRIVACY
The App is intended for users aged 18 and above. We do not
knowingly collect information from children under 18. If you
believe a child has used the App, please contact us.
7. DATA SECURITY
All user inputs and preferences are stored locally on your
device. You can clear this data at any time by:
- Uninstalling the App, or
- Clearing the App's data through your device settings
8. EDUCATIONAL PURPOSE DISCLAIMER
Instant Cash Loan - Calculator is an educational app only.
It does NOT:
- Process loan applications
- Connect you with lenders
- Disburse, lend, or arrange any cash, money, or credit
- Provide financial advice
- Store or transmit financial data
- Act as a financial intermediary, broker, or NBFC
The word "Instant Cash Loan" in the app name refers to the
educational topic covered by the App (i.e., guidance about
instant cash loans). The App itself does not provide any
loans, cash, or financial services of any kind. All content
is for educational and informational purposes only. Users
should consult qualified financial advisors and authorized
lenders/banks for actual financial decisions.
9. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. Any
changes will be reflected within the App with an updated
"Last Updated" date. Continued use of the App after changes
constitutes acceptance of the updated policy.
10. YOUR RIGHTS
Since we do not collect or store any personal data on our
servers, there is no personal data for us to access, modify,
or delete. You have full control over locally stored data
through your device settings.
11. CONTACT US
For any questions about this Privacy Policy, please contact:
Email: Jayantibhagondaliya1965@gmail.com